American Advantage Mortgage, Inc., home of the Option ARM

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What's New... COFI is still dropping now in the 3% range; MTA-index also in the 3% range. Fixed-Rates are flat.

Great Niche programs!
 

American Advantage Mortgage, Inc. (AAMI) is an on-line "deep discount" Mortgage Broker specializing in the MTA-Indexed, Cost of Funds Index (COFI), COSI, CODI and LIBOR Pay Option ARM mortgage since 1993.  AAMI has a turn-key system which will Educate, Process, and Close your mortgage in the shortest amount of time. AAMI is one of the original internet Mortgage companies going online in early 1995.  Our main goals are to:

  • Offer the lowest cost (i.e., fees or Interest Rates) for an Option ARM or Fixed-Rate mortgage over $200k

  • Educate our Borrowers before, during, and after Settlement by continually updating our website with relevant information concerning each mortgage program. 

As an internet company run by mortgage professionals, we can offer you a refinance or purchase online at substantial savings over traditional mortgage or banking retailers; we do this by keeping our overhead down.  

 We’re able to pass on these savings for several reasons:

      We offer a much more efficient way of doing business than a traditional retailer with less human interaction.
 

      Lower overhead; we don’t have the same expenses as a typical retailer, yet we offer even more informational resources.
 

      Larger volume; we get better prices from our Lenders because we are a wholesale mortgage Broker.

AAMI must, as a BBB Online advertiser, adhere to the following BBB Codes of Advertising Standards:

  • Being able to substantiate claims before they are made.

  • Disclosing advertising and marketing as such.

  • Disclosing the basis for price comparisons, including market area covered and time of comparison.

  • Cooperating with valid self-regulatory programs to resolve disputes over advertising content.

    Other benefits:

    Toll-Free Support
    1-800-600-AAMI (2264); however, we prefer e-mails as we always reply quickly (usually within the hour.) With this said, if you find we are not communicating up to your standards, we welcome your call, toll-free, both before and after Settlement.

    Truthful Responses
    We will give you our honest opinion. Even if we’re in danger of losing a sale, we promise to give you a candid, truthful response on which loan product is right for your situation or if you shouldn't refinance at that particular time as the risks/cost might not out way the benefits.  There are many more reasons why we think you should trust AAMI for your next purchase or refinance. We encourage you to browse through our web site and find out for yourself what we can do for you.

    Thank you for stopping by and taking the time to learn more about AAMI; we appreciate the opportunity to serve you.

     

    What people are saying about AAMI?

    From: Verna@.com
    Sent: Wednesday, June 23, 2004 8:36 PM
    To: gregh@aami.net
    Subject: from Venetia Boyd

     Dear Greg,

    (AAMI)

     This note comes to express my sincere thanks for all the help you, not only as a company, but for being the personable individuals you are.

     As I stated many times, I was very, very impressed with the efficiency of your company, the wealth of knowledge of your website, and the extremely wonderful customer service! 

     Each time I spoke with you, you were very thorough, and was sure I understood the pertinent ends and outs. There was never a time that you or Jen did not quickly  respond to my inquiries.  I was so impressed even at the early stages of my research & loan process with your excellent service, that I started telling my family and friends about your company and I hadn't even got approved yet. I felt the personal touch from Day One to the end of this loan journey, of which I must add the process really didn't take as long as it could have. 

     I was also impressed during my loan process that you TOOK THE TIME TO CALL ME just to let me know that you were going to be out of town on a mini vacation for a few days, but could still be reached by email if needed.  That phone call really made me feel special, and put the icing on the cake of your brand of excellent customer service!  That caused me to talk about your company even the more. I was truly impressed. 

     You partner Jen was great as well too as she maintained follow through and helped the process to run quickly and smoothly. And what contact I had with Rebecca was efficient as well.   I gained a great deal of respect for your company and the way you have put it together.

     I must say, that knowing your type of business is indeed busy, yet and still the service & attention I received from your company truly made me feel as if I was your only customer.  And I say this truthfully.

     I would highly recommend your company and services to anyone looking for a Mortgage.  You all were terrific!  Your services far EXCEL any other Mortgage Company I have ever had contact with.  Should I find the need in the future to return, I will be returning to you. 

     Thanks again,

    Venetia

    (MTA Loan)

    You have my permission to publish this in your website's "Thank you letter."   People need to know that they are in good hands with AAMI. 

     

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